/* ===================================
   Terra Nova Equity LLC - Design System
   =================================== */

/* --- Google Fonts --- */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Playfair+Display:wght@400;500;600;700;800&display=swap');

/* --- CSS Custom Properties --- */
:root {
  /* Colors */
  --navy: #1B2A4A;
  --navy-dark: #111D35;
  --navy-light: #253a5e;
  --gold: #B8860B;
  --gold-light: #D4A843;
  --gold-dark: #8B6508;
  --white: #FFFFFF;
  --off-white: #F8F7F4;
  --gray-100: #F5F5F5;
  --gray-200: #E8E8E8;
  --gray-300: #D1D1D1;
  --gray-400: #9E9E9E;
  --gray-600: #6B6B6B;
  --gray-800: #333333;
  --success: #2E7D32;
  --error: #C62828;

  /* Typography */
  --font-heading: 'Playfair Display', Georgia, serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;

  /* Spacing */
  --section-padding: 100px 0;
  --container-width: 1200px;
  --container-padding: 0 24px;

  /* Transitions */
  --transition-fast: 0.2s ease;
  --transition-base: 0.3s ease;
  --transition-slow: 0.5s ease;

  /* Shadows */
  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.08);
  --shadow-md: 0 4px 20px rgba(0, 0, 0, 0.12);
  --shadow-lg: 0 8px 40px rgba(0, 0, 0, 0.16);
  --shadow-xl: 0 16px 60px rgba(0, 0, 0, 0.2);

  /* Border Radius */
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-full: 50%;
}

/* --- Reset & Base --- */
*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 80px;
}

body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: var(--gray-800);
  background-color: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
  transition: color var(--transition-fast);
}

ul, ol {
  list-style: none;
}

.container {
  max-width: var(--container-width);
  margin: 0 auto;
  padding: var(--container-padding);
}

/* --- Typography --- */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
  color: var(--navy);
}

h1 { font-size: clamp(2.4rem, 5vw, 3.8rem); }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.8rem); }
h3 { font-size: clamp(1.3rem, 2.5vw, 1.6rem); }

.section-subtitle {
  display: block;
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
}

.section-title {
  margin-bottom: 20px;
}

.section-description {
  font-size: 1.1rem;
  color: var(--gray-600);
  max-width: 650px;
  margin: 0 auto 50px;
}

.text-center { text-align: center; }

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 16px 36px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.5px;
  border: none;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all var(--transition-base);
  text-decoration: none;
  position: relative;
  overflow: hidden;
}

.btn-primary {
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: var(--white);
  box-shadow: 0 4px 15px rgba(184, 134, 11, 0.35);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 25px rgba(184, 134, 11, 0.5);
}

.btn-primary:active {
  transform: translateY(0);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255, 255, 255, 0.6);
}

.btn-outline:hover {
  background: var(--white);
  color: var(--navy);
  border-color: var(--white);
  transform: translateY(-2px);
}

.btn-navy {
  background: var(--navy);
  color: var(--white);
}

.btn-navy:hover {
  background: var(--navy-light);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

/* --- Navigation --- */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  padding: 16px 0;
  transition: all var(--transition-base);
}

.navbar.scrolled {
  background: rgba(27, 42, 74, 0.97);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  padding: 10px 0;
  box-shadow: 0 2px 20px rgba(0, 0, 0, 0.3);
}

.navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.navbar-logo {
  display: flex;
  align-items: center;
  gap: 12px;
}

.navbar-logo .brand-text {
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--white);
  -webkit-text-stroke: 0.5px var(--gold);
  letter-spacing: 1px;
  transition: all var(--transition-base);
}

.navbar.scrolled .navbar-logo .brand-text {
  font-size: 1rem;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
}

.nav-links a {
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.9rem;
  font-weight: 500;
  letter-spacing: 0.3px;
  position: relative;
  padding: 4px 0;
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--gold);
  transition: width var(--transition-base);
}

.nav-links a:hover {
  color: var(--white);
}

.nav-links a:hover::after {
  width: 100%;
}

.nav-cta {
  padding: 10px 24px !important;
  font-size: 0.85rem !important;
}

/* Mobile Nav */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
  z-index: 1001;
}

.nav-toggle span {
  display: block;
  width: 26px;
  height: 2px;
  background: var(--white);
  transition: all var(--transition-base);
  border-radius: 2px;
}

.nav-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.nav-toggle.active span:nth-child(2) {
  opacity: 0;
}

.nav-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

/* --- Hero Section --- */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--navy-dark);
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 1;
}

.hero-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.3;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(17, 29, 53, 0.92) 0%,
    rgba(27, 42, 74, 0.85) 50%,
    rgba(17, 29, 53, 0.9) 100%
  );
  z-index: 2;
}

.hero .container {
  position: relative;
  z-index: 3;
  display: flex;
  align-items: center;
  gap: 60px;
  padding-top: 100px;
  padding-bottom: 60px;
}

.hero-content {
  flex: 1;
  max-width: 640px;
}

.hero-logo-wrap {
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero-logo {
  width: 235px;
  height: auto;
  aspect-ratio: 9 / 11;
  object-fit: contain;
  border-radius: 50%;
  background: #ffffff;
  padding: 22px;
  border: 3px solid var(--gold);
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.25);
}

.hero-logo-mobile {
  display: none;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(184, 134, 11, 0.15);
  border: 1px solid rgba(184, 134, 11, 0.3);
  color: var(--gold-light);
  padding: 8px 18px;
  border-radius: 50px;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 28px;
}

.hero-badge svg {
  width: 16px;
  height: 16px;
  fill: var(--gold-light);
}

.hero h1 {
  color: var(--white);
  margin-bottom: 24px;
  font-weight: 800;
}

.hero h1 .highlight {
  color: var(--gold-light);
}

.hero-text {
  color: rgba(255, 255, 255, 0.8);
  font-size: 1.15rem;
  line-height: 1.8;
  margin-bottom: 36px;
  max-width: 520px;
}

.hero-buttons {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.hero-stats {
  display: flex;
  gap: 40px;
  margin-top: 50px;
  padding-top: 30px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.stat-item {
  text-align: center;
}

.stat-number {
  display: block;
  font-family: var(--font-heading);
  font-size: 2rem;
  font-weight: 700;
  color: var(--gold-light);
  line-height: 1;
}

.stat-label {
  display: block;
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.6);
  margin-top: 6px;
  letter-spacing: 0.5px;
}

/* --- About Section --- */
.about {
  padding: var(--section-padding);
  background: var(--white);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.about-image {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.about-image img {
  width: 100%;
  height: 400px;
  object-fit: cover;
  transition: transform var(--transition-slow);
}

.about-image:hover img {
  transform: scale(1.03);
}

.about-image-badge {
  position: absolute;
  bottom: 20px;
  left: 20px;
  background: rgba(27, 42, 74, 0.92);
  backdrop-filter: blur(10px);
  color: var(--white);
  padding: 14px 22px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 600;
  font-size: 0.9rem;
}

.about-image-badge svg {
  width: 20px;
  height: 20px;
  fill: var(--gold-light);
}

.about-content h2 {
  margin-bottom: 20px;
}

.about-content p {
  color: var(--gray-600);
  margin-bottom: 16px;
  font-size: 1.05rem;
}

.about-values {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 30px;
}

.value-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 500;
  color: var(--navy);
}

.value-item svg {
  width: 20px;
  height: 20px;
  fill: var(--gold);
  flex-shrink: 0;
}

/* --- Services Section --- */
.services {
  padding: var(--section-padding);
  background: var(--off-white);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
  margin-bottom: 80px;
}

.service-card {
  background: var(--white);
  padding: 40px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  transition: all var(--transition-base);
  position: relative;
  overflow: hidden;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  transform: scaleX(0);
  transition: transform var(--transition-base);
  transform-origin: left;
}

.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.service-card:hover::before {
  transform: scaleX(1);
}

.service-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
}

.service-icon svg {
  width: 28px;
  height: 28px;
  fill: var(--gold-light);
}

.service-card h3 {
  margin-bottom: 14px;
  font-size: 1.35rem;
}

.service-card p {
  color: var(--gray-600);
  font-size: 0.95rem;
  line-height: 1.7;
}

/* How It Works */
.how-it-works {
  text-align: center;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  margin-top: 50px;
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 45px;
  left: 15%;
  right: 15%;
  height: 2px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light), var(--gold));
  z-index: 0;
}

.step-card {
  position: relative;
  z-index: 1;
  background: var(--white);
  padding: 40px 30px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  transition: all var(--transition-base);
}

.step-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.step-number {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-family: var(--font-heading);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--white);
  box-shadow: 0 4px 15px rgba(184, 134, 11, 0.3);
}

.step-card h3 {
  margin-bottom: 10px;
  font-size: 1.2rem;
}

.step-card p {
  color: var(--gray-600);
  font-size: 0.9rem;
}

/* --- Why Choose Us Section --- */
.why-us {
  padding: var(--section-padding);
  background: var(--navy-dark);
  position: relative;
  overflow: hidden;
}

.why-us::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(184, 134, 11, 0.08) 0%, transparent 70%);
  border-radius: 50%;
}

.why-us .section-subtitle {
  color: var(--gold-light);
}

.why-us .section-title {
  color: var(--white);
}

.why-us .section-description {
  color: rgba(255, 255, 255, 0.7);
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  position: relative;
  z-index: 1;
}

.benefit-card {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(10px);
  padding: 36px 28px;
  border-radius: var(--radius-lg);
  transition: all var(--transition-base);
  text-align: center;
}

.benefit-card:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(184, 134, 11, 0.4);
  transform: translateY(-4px);
}

.benefit-icon {
  width: 56px;
  height: 56px;
  background: rgba(184, 134, 11, 0.15);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.benefit-icon svg {
  width: 26px;
  height: 26px;
  fill: var(--gold-light);
}

.benefit-card h3 {
  color: var(--white);
  margin-bottom: 10px;
  font-size: 1.15rem;
}

.benefit-card p {
  color: rgba(255, 255, 255, 0.65);
  font-size: 0.9rem;
  line-height: 1.6;
}
/* --- Comparison Section --- */
.comparison {
  padding: var(--section-padding);
  background: linear-gradient(170deg, #f0f4f8 0%, #e8ecf1 100%);
}

.comparison-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  max-width: 1000px;
  margin: 0 auto;
}

.comparison-card {
  padding: 44px 38px;
  border-radius: var(--radius-lg);
  position: relative;
  overflow: hidden;
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.08);
}

.comparison-card.card-ours {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  border: 2px solid var(--gold);
  box-shadow: 0 8px 32px rgba(184, 134, 11, 0.15);
}

.comparison-card.card-traditional {
  background: var(--white);
  border: 2px solid var(--gray-200);
}

.comparison-card .card-label {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 50px;
  margin-bottom: 20px;
}

.comparison-card.card-ours .card-label {
  background: rgba(184, 134, 11, 0.2);
  color: var(--gold-light);
}

.comparison-card.card-traditional .card-label {
  background: var(--gray-200);
  color: var(--gray-600);
}

.comparison-card h3 {
  font-size: 1.4rem;
  margin-bottom: 24px;
}

.comparison-card.card-ours h3 {
  color: var(--white);
}

.comparison-card.card-traditional h3 {
  color: var(--gray-800);
}

.comparison-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.comparison-list-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.95rem;
  line-height: 1.5;
}

.comparison-list-item svg {
  width: 22px;
  height: 22px;
  flex-shrink: 0;
  margin-top: 1px;
}

.comparison-card.card-ours .comparison-list-item {
  color: rgba(255, 255, 255, 0.85);
}

.comparison-card.card-ours .comparison-list-item svg {
  fill: var(--gold-light);
}

.comparison-card.card-traditional .comparison-list-item {
  color: var(--gray-600);
}

.comparison-card.card-traditional .comparison-list-item svg {
  fill: var(--error);
}

/* --- Situations Section --- */
.situations {
  padding: var(--section-padding);
  background: var(--white);
}

.situations-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.situation-card {
  background: var(--white);
  padding: 28px 20px;
  border-radius: var(--radius-md);
  text-align: center;
  border: 1px solid var(--gray-200);
  transition: all var(--transition-base);
}

.situation-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--gold);
}

.situation-icon {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 14px;
}

.situation-icon svg {
  width: 24px;
  height: 24px;
  fill: var(--gold-light);
}

.situation-card h4 {
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.3;
}

@media (max-width: 992px) {
  .situations-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (max-width: 768px) {
  .comparison-grid {
    grid-template-columns: 1fr;
  }

  .situations-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* --- FAQ Section --- */
section.faq {
  padding: 100px 0;
  background: linear-gradient(170deg, #f0f4f8 0%, #e8ecf1 100%);
}

.faq .faq-list {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq .faq-item {
  background: #ffffff;
  border-radius: 12px;
  border: 1px solid #E8E8E8;
  overflow: hidden;
  transition: all 0.3s ease;
}

.faq .faq-item:hover {
  border-color: #B8860B;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
}

.faq .faq-item.active {
  border-color: #B8860B;
  box-shadow: 0 4px 16px rgba(184, 134, 11, 0.12);
}

.faq button.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 22px 24px;
  margin: 0;
  background: transparent;
  background-color: transparent;
  border: none;
  outline: none;
  cursor: pointer;
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  font-size: 1rem;
  font-weight: 600;
  color: #1B2A4A;
  text-align: left;
  line-height: 1.5;
  transition: color 0.3s ease;
  -webkit-appearance: none;
  -moz-appearance: none;
  appearance: none;
}

.faq button.faq-question:hover {
  color: #B8860B;
}

.faq button.faq-question svg.faq-icon {
  display: inline-block;
  width: 22px !important;
  height: 22px !important;
  min-width: 22px;
  max-width: 22px;
  min-height: 22px;
  max-height: 22px;
  flex-shrink: 0;
  fill: #B8860B;
  transition: transform 0.3s ease;
}

.faq .faq-item.active button.faq-question svg.faq-icon {
  transform: rotate(45deg);
}

.faq .faq-item .faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.4s ease;
  padding: 0 24px;
}

.faq .faq-item.active .faq-answer {
  max-height: 500px;
  padding: 0 24px 24px;
}

.faq .faq-answer p {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  font-size: 0.95rem;
  line-height: 1.8;
  color: #6B6B6B;
  margin: 0;
}

/* --- Contact / Forms Section --- */
.contact {
  padding: var(--section-padding);
  background: var(--off-white);
}

.contact-wrapper {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 50px;
  align-items: start;
}

.contact-info h2 {
  margin-bottom: 16px;
}

.contact-info > p {
  color: var(--gray-600);
  font-size: 1.05rem;
  margin-bottom: 32px;
}

.contact-details {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.contact-detail-item {
  display: flex;
  align-items: center;
  gap: 14px;
}

.contact-detail-icon {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-detail-icon svg {
  width: 22px;
  height: 22px;
  fill: var(--gold-light);
}

.contact-detail-text span {
  display: block;
  font-size: 0.8rem;
  color: var(--gray-400);
  text-transform: uppercase;
  letter-spacing: 1px;
  font-weight: 600;
}

.contact-detail-text p,
.contact-detail-text a {
  font-size: 1rem;
  font-weight: 500;
  color: var(--navy);
}

.contact-detail-text a:hover {
  color: var(--gold);
}

/* Form Container */
.form-container {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.form-tabs {
  display: flex;
  border-bottom: 2px solid var(--gray-200);
}

.form-tab {
  flex: 1;
  padding: 18px 20px;
  text-align: center;
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--gray-400);
  background: var(--gray-100);
  border: none;
  cursor: pointer;
  transition: all var(--transition-base);
  position: relative;
}

.form-tab.active {
  color: var(--navy);
  background: var(--white);
}

.form-tab::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gold);
  transform: scaleX(0);
  transition: transform var(--transition-base);
}

.form-tab.active::after {
  transform: scaleX(1);
}

.form-panel {
  display: none;
  padding: 36px;
}

.form-panel.active {
  display: block;
  animation: fadeIn 0.3s ease;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: translateY(0); }
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.form-group {
  display: flex;
  flex-direction: column;
}

.form-group.full-width {
  grid-column: 1 / -1;
}

.form-group label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
  letter-spacing: 0.3px;
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 12px 16px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--gray-800);
  background: var(--gray-100);
  border: 2px solid transparent;
  border-radius: var(--radius-sm);
  transition: all var(--transition-fast);
  outline: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  background: var(--white);
  box-shadow: 0 0 0 3px rgba(184, 134, 11, 0.1);
}

.form-group input::placeholder,
.form-group textarea::placeholder {
  color: var(--gray-400);
}

.form-group textarea {
  resize: vertical;
  min-height: 100px;
}

.form-submit {
  margin-top: 10px;
  grid-column: 1 / -1;
}

.form-submit .btn {
  width: 100%;
  padding: 16px;
  font-size: 1rem;
}

.form-success {
  display: none;
  text-align: center;
  padding: 40px 20px;
}

.form-success.show {
  display: block;
  animation: fadeIn 0.4s ease;
}

.form-success svg {
  width: 60px;
  height: 60px;
  fill: var(--success);
  margin-bottom: 16px;
}

.form-success h3 {
  color: var(--navy);
  margin-bottom: 8px;
}

.form-success p {
  color: var(--gray-600);
}

/* --- Footer --- */
.footer {
  background: var(--navy-dark);
  padding: 60px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 50px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-brand img {
  height: 60px;
  margin-bottom: 16px;
}

.footer-brand p {
  color: rgba(255, 255, 255, 0.6);
  font-size: 0.9rem;
  line-height: 1.7;
  max-width: 320px;
}

.footer-col h4 {
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  margin-bottom: 20px;
}

.footer-col a {
  display: block;
  color: rgba(255, 255, 255, 0.6);
  font-size: 0.9rem;
  padding: 6px 0;
  transition: all var(--transition-fast);
}

.footer-col a:hover {
  color: var(--gold-light);
  transform: translateX(4px);
}

.footer-bottom {
  padding: 24px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.footer-bottom p {
  color: rgba(255, 255, 255, 0.4);
  font-size: 0.8rem;
}

.footer-bottom a {
  color: rgba(255, 255, 255, 0.4);
  font-size: 0.8rem;
}

.footer-bottom a:hover {
  color: var(--gold-light);
}

/* --- Scroll Animations --- */
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* --- Responsive --- */
@media (max-width: 992px) {
  .hero .container {
    flex-direction: column;
    text-align: center;
  }

  .hero-logo-wrap {
    display: none !important;
  }

  .hero-logo-mobile {
    display: block !important;
    width: 180px;
    height: auto;
    aspect-ratio: 9 / 11;
    object-fit: contain;
    border-radius: 50%;
    background: #ffffff;
    padding: 16px;
    border: 3px solid var(--gold);
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.25);
    margin: 0 auto 28px;
  }

  .hero-text {
    margin-left: auto;
    margin-right: auto;
  }

  .hero-badge {
    justify-content: center;
  }

  .hero-buttons {
    justify-content: center;
  }

  .hero-stats {
    justify-content: center;
  }

  .about-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .about-image {
    order: -1;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .contact-wrapper {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }
}

@media (max-width: 768px) {
  :root {
    --section-padding: 70px 0;
  }

  .nav-links {
    position: fixed;
    top: 0;
    right: -100%;
    width: 75%;
    max-width: 320px;
    height: 100vh;
    background: var(--navy-dark);
    flex-direction: column;
    justify-content: center;
    gap: 24px;
    padding: 40px;
    transition: right var(--transition-base);
    box-shadow: -5px 0 30px rgba(0, 0, 0, 0.3);
  }

  .nav-links.open {
    right: 0;
  }

  .nav-toggle {
    display: flex;
  }

  .nav-links a {
    font-size: 1.1rem;
  }

  .benefits-grid {
    grid-template-columns: 1fr;
  }

  .steps-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .steps-grid::before {
    display: none;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }

  .hero-stats {
    gap: 24px;
  }

  .hero .container {
    padding-top: 80px;
  }

  .hero-stats {
    gap: 24px;
  }

  .about-values {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 10px;
    text-align: center;
  }
}